[HOLD] fix: Changing the workspace rule doesn't update the row's indicator dynamically

[nkdengineer]

Explanation of Change

Fixed Issues

$ #93770
PROPOSAL: #93770 (comment)

Tests

1. In workspace settings, navigate to Category settings and toggle off "member must categorize all expenses"
2. Create an expense to the workspace without category
3. Navigate to Spend and observe the just created expense row (take a note that has no violation here)
4. Navigate back to workspace setting, navigate to Category settings and toggle on "member must categorize all expenses"
5. Navigate back to Spend and observe the just created expense row for several moment
6. Verify that the violation is displayed

• Verify that no errors appear in the JS console

Offline tests

QA Steps

Same as test

• Verify that no errors appear in the JS console

PR Author Checklist

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Screenshots/Videos

Android: Native

Screen.Recording.2026-06-29.at.20.40.38.mov

Android: mWeb Chrome

Screen.Recording.2026-06-29.at.20.42.30.mov

iOS: Native

Screen.Recording.2026-06-29.at.20.46.04.mov

iOS: mWeb Safari

Screen.Recording.2026-06-29.at.20.43.33.mov

MacOS: Chrome / Safari

Screen.Recording.2026-06-29.at.20.39.40.mov

[melvin-bot]

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[melvin-bot]

@blimpich Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[chatgpt-codex-connector]

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[chatgpt-codex-connector]

Require the policy rule before adding missingCategory

When categories are optional but a transaction carries the sentinel category ('Uncategorized'/'none'), policyRequiresCategories is still true because it also means “has any category” for out-of-policy checks. With this broader isCategoryMissing() check, those optional uncategorized expenses now get a missingCategory violation even though policy.requiresCategory is false; this is especially visible for new optimistic expenses because buildOptimisticTransaction initializes category to CONST.SEARCH.CATEGORY_DEFAULT_VALUE. The missing-category add path should be gated by the actual required-category rule, while the existing broader block can continue handling out-of-policy categories.

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[blimpich]

@nkdengineer can you fix the failing CI checks and address the codex comments?

[jayeshmangwani]

@nkdengineer Let's put this PR on hold until this PR #94105 is merged.

Context: #93770 (comment)

[nkdengineer]

@nkdengineer can you fix the failing CI checks and address the codex comments?

Done.