diff --git a/providers/ftp/src/airflow/providers/ftp/hooks/ftp.py b/providers/ftp/src/airflow/providers/ftp/hooks/ftp.py
index 922f22637f570..04052e6b1426a 100644
--- a/providers/ftp/src/airflow/providers/ftp/hooks/ftp.py
+++ b/providers/ftp/src/airflow/providers/ftp/hooks/ftp.py
@@ -184,6 +184,7 @@ def write_to_file_with_progress(data):
         """
         conn = self.get_conn()
         is_path = isinstance(local_full_path_or_buffer, str)
+        output_handle = None
 
         # without a callback, default to writing to a user-provided file or
         # file-like buffer
@@ -195,12 +196,15 @@ def write_to_file_with_progress(data):
 
             callback = output_handle.write
 
-        self.log.info("Retrieving file from FTP: %s", remote_full_path)
-        conn.retrbinary(f"RETR {remote_full_path}", callback, block_size)
-        self.log.info("Finished retrieving file from FTP: %s", remote_full_path)
-
-        if is_path and output_handle:
-            output_handle.close()
+        try:
+            self.log.info("Retrieving file from FTP: %s", remote_full_path)
+            conn.retrbinary(f"RETR {remote_full_path}", callback, block_size)
+            self.log.info("Finished retrieving file from FTP: %s", remote_full_path)
+        finally:
+            # Only close handles we opened ourselves; a caller-supplied buffer
+            # must stay open per this method's contract.
+            if is_path and output_handle:
+                output_handle.close()
 
     def store_file(
         self, remote_full_path: str, local_full_path_or_buffer: Any, block_size: int = 8192
@@ -226,10 +230,13 @@ def store_file(
         else:
             input_handle = local_full_path_or_buffer
 
-        conn.storbinary(f"STOR {remote_full_path}", input_handle, block_size)
-
-        if is_path:
-            input_handle.close()
+        try:
+            conn.storbinary(f"STOR {remote_full_path}", input_handle, block_size)
+        finally:
+            # Only close handles we opened ourselves; a caller-supplied buffer
+            # must stay open per this method's contract.
+            if is_path:
+                input_handle.close()
 
     def delete_file(self, path: str) -> None:
         """
diff --git a/providers/ftp/tests/unit/ftp/hooks/test_ftp.py b/providers/ftp/tests/unit/ftp/hooks/test_ftp.py
index 0a0fcee183be8..0cfad429c5fef 100644
--- a/providers/ftp/tests/unit/ftp/hooks/test_ftp.py
+++ b/providers/ftp/tests/unit/ftp/hooks/test_ftp.py
@@ -126,6 +126,24 @@ def test_retrieve_file_with_callback(self):
             ftp_hook.retrieve_file(self.path, _buffer, callback=func)
         self.conn_mock.retrbinary.assert_called_once_with("RETR /some/path", func, 8192)
 
+    def test_retrieve_file_closes_handle_on_error(self):
+        self.conn_mock.retrbinary.side_effect = OSError("transfer failed")
+        handle = mock.MagicMock(name="output_handle")
+        with mock.patch("builtins.open", return_value=handle):
+            with fh.FTPHook() as ftp_hook:
+                with pytest.raises(OSError, match="transfer failed"):
+                    ftp_hook.retrieve_file(self.path, "/local/path")
+        handle.close.assert_called_once_with()
+
+    def test_store_file_closes_handle_on_error(self):
+        self.conn_mock.storbinary.side_effect = OSError("transfer failed")
+        handle = mock.MagicMock(name="input_handle")
+        with mock.patch("builtins.open", return_value=handle):
+            with fh.FTPHook() as ftp_hook:
+                with pytest.raises(OSError, match="transfer failed"):
+                    ftp_hook.store_file(self.path, "/local/path")
+        handle.close.assert_called_once_with()
+
     def test_connection_success(self):
         with fh.FTPHook() as ftp_hook:
             status, msg = ftp_hook.test_connection()