diff --git a/src/languages/de.ts b/src/languages/de.ts
index 0b679990bc6d..16ec96f335cd 100644
--- a/src/languages/de.ts
+++ b/src/languages/de.ts
@@ -4982,6 +4982,8 @@ const translations = {
                 limit: 'Limit',
                 limitType: 'Typ begrenzen',
                 name: 'Name',
+                disabledApprovalForSmartLimitError:
+                    'Bitte aktivieren Sie Genehmigungen unter <strong>Workflows > Genehmigungen hinzufügen</strong>, bevor Sie intelligente Limits einrichten',
             },
             deactivateCardModal: {
                 deactivate: 'Deaktivieren',
diff --git a/src/languages/en.ts b/src/languages/en.ts
index a436b5a5d4e2..725c3e91df8c 100755
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -4964,6 +4964,7 @@ const translations = {
                 limit: 'Limit',
                 limitType: 'Limit type',
                 name: 'Name',
+                disabledApprovalForSmartLimitError: 'Please enable approvals in <strong>Workflows > Add approvals</strong> before setting up smart limits',
             },
             deactivateCardModal: {
                 deactivate: 'Deactivate',
diff --git a/src/languages/es.ts b/src/languages/es.ts
index ab5b7d735ab7..2bc6e2cec41c 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -5223,6 +5223,7 @@ const translations = {
                 limit: 'Limite',
                 limitType: 'Tipo de limite',
                 name: 'Nombre',
+                disabledApprovalForSmartLimitError: 'Por favor, habilita las aprobaciones en <strong>Flujos de trabajo > Aprobaciones</strong> antes de configurar los límites inteligentes',
             },
             deactivateCardModal: {
                 deactivate: 'Desactivar',
diff --git a/src/languages/fr.ts b/src/languages/fr.ts
index 20ac165a9497..07a6b4369f6a 100644
--- a/src/languages/fr.ts
+++ b/src/languages/fr.ts
@@ -4997,6 +4997,8 @@ const translations = {
                 limit: 'Limite',
                 limitType: 'Limiter le type',
                 name: 'Nom',
+                disabledApprovalForSmartLimitError:
+                    'Veuillez activer les approbations dans <strong>Workflows > Ajouter des approbations</strong> avant de configurer les limites intelligentes',
             },
             deactivateCardModal: {
                 deactivate: 'Désactiver',
diff --git a/src/languages/it.ts b/src/languages/it.ts
index 7582da608e59..10bccda4d9a6 100644
--- a/src/languages/it.ts
+++ b/src/languages/it.ts
@@ -4996,6 +4996,7 @@ const translations = {
                 limit: 'Limite',
                 limitType: 'Tipo di limite',
                 name: 'Nome',
+                disabledApprovalForSmartLimitError: 'Abilita le approvazioni in <strong>Flussi di lavoro > Aggiungi approvazioni</strong> prima di impostare i limiti intelligenti',
             },
             deactivateCardModal: {
                 deactivate: 'Disattiva',
diff --git a/src/languages/ja.ts b/src/languages/ja.ts
index 9d07d3cac601..7b4b7ff3a0f3 100644
--- a/src/languages/ja.ts
+++ b/src/languages/ja.ts
@@ -4975,6 +4975,7 @@ const translations = {
                 limit: '制限',
                 limitType: 'タイプを制限',
                 name: '名前',
+                disabledApprovalForSmartLimitError: 'スマートリミットを設定する前に、<strong>ワークフロー > 承認を追加</strong>で承認を有効にしてください',
             },
             deactivateCardModal: {
                 deactivate: '無効化',
diff --git a/src/languages/nl.ts b/src/languages/nl.ts
index 384807845817..7be6e171bb7f 100644
--- a/src/languages/nl.ts
+++ b/src/languages/nl.ts
@@ -4998,6 +4998,7 @@ const translations = {
                 limit: 'Limiet',
                 limitType: 'Limiettype',
                 name: 'Naam',
+                disabledApprovalForSmartLimitError: 'Schakel goedkeuringen in <strong>Workflows > Goedkeuringen toevoegen</strong> in voordat u slimme limieten instelt',
             },
             deactivateCardModal: {
                 deactivate: 'Deactiveren',
diff --git a/src/languages/pl.ts b/src/languages/pl.ts
index 71413a9ef623..5079936c87c6 100644
--- a/src/languages/pl.ts
+++ b/src/languages/pl.ts
@@ -4987,6 +4987,7 @@ const translations = {
                 limit: 'Limit',
                 limitType: 'Typ limitu',
                 name: 'Imię',
+                disabledApprovalForSmartLimitError: 'Proszę włączyć zatwierdzenia w <strong>Przepływy pracy > Dodaj zatwierdzenia</strong> przed skonfigurowaniem inteligentnych limitów',
             },
             deactivateCardModal: {
                 deactivate: 'Dezaktywuj',
diff --git a/src/languages/pt-BR.ts b/src/languages/pt-BR.ts
index 491de7646691..865f5015755f 100644
--- a/src/languages/pt-BR.ts
+++ b/src/languages/pt-BR.ts
@@ -4993,6 +4993,8 @@ const translations = {
                 limit: 'Limite',
                 limitType: 'Tipo de limite',
                 name: 'Nome',
+                disabledApprovalForSmartLimitError:
+                    'Por favor, ative as aprovações em <strong>Fluxos de Trabalho > Adicionar aprovações</strong> antes de configurar os limites inteligentes',
             },
             deactivateCardModal: {
                 deactivate: 'Desativar',
diff --git a/src/languages/zh-hans.ts b/src/languages/zh-hans.ts
index 3a1dd75d268f..443b85b7c296 100644
--- a/src/languages/zh-hans.ts
+++ b/src/languages/zh-hans.ts
@@ -4909,6 +4909,7 @@ const translations = {
                 limit: '限制',
                 limitType: '限制类型',
                 name: '名称',
+                disabledApprovalForSmartLimitError: '请在<strong>工作流程 > 添加审批</strong>中启用审批，然后再设置智能限制',
             },
             deactivateCardModal: {
                 deactivate: '停用',
diff --git a/src/pages/workspace/expensifyCard/issueNew/ConfirmationStep.tsx b/src/pages/workspace/expensifyCard/issueNew/ConfirmationStep.tsx
index 50542a23c9a1..41fb9ba8607a 100644
--- a/src/pages/workspace/expensifyCard/issueNew/ConfirmationStep.tsx
+++ b/src/pages/workspace/expensifyCard/issueNew/ConfirmationStep.tsx
@@ -45,11 +45,15 @@ function ConfirmationStep({policyID, backTo, stepNames, startStepIndex}: Confirm
     const {isOffline} = useNetwork();
     const [account] = useOnyx(ONYXKEYS.ACCOUNT, {canBeMissing: true});
     const [issueNewCard] = useOnyx(`${ONYXKEYS.COLLECTION.ISSUE_NEW_EXPENSIFY_CARD}${policyID}`, {canBeMissing: true});
+    const [policy] = useOnyx(`${ONYXKEYS.COLLECTION.POLICY}${policyID}`, {canBeMissing: true});
     const validateError = getLatestErrorMessageField(issueNewCard);
     const [isValidateCodeActionModalVisible, setIsValidateCodeActionModalVisible] = useState(false);
     const data = issueNewCard?.data;
     const isSuccessful = issueNewCard?.isSuccessful;
     const defaultFundID = useDefaultFundID(policyID);
+    const hasApprovalError = !!policy?.errorFields?.approvalMode;
+    const isAddApprovalEnabled = policy?.approvalMode !== CONST.POLICY.APPROVAL_MODE.OPTIONAL && !hasApprovalError;
+    const shouldDisableSubmitButton = !isAddApprovalEnabled && data?.limitType === CONST.EXPENSIFY_CARD.LIMIT_TYPES.SMART;
 
     const submitButton = useRef<View>(null);
 
@@ -77,7 +81,7 @@ function ConfirmationStep({policyID, backTo, stepNames, startStepIndex}: Confirm
         issueExpensifyCard(defaultFundID, policyID, CONST.COUNTRY.US, validateCode, data);
     };
 
-    const errorMessage = getLatestErrorMessage(issueNewCard);
+    const errorMessage = getLatestErrorMessage(issueNewCard) || (shouldDisableSubmitButton ? translate('workspace.card.issueNewCard.disabledApprovalForSmartLimitError') : '');
 
     const editStep = (step: IssueNewCardStep) => {
         setIssueNewCardStepAndData({step, isEditing: true, policyID});
@@ -143,7 +147,8 @@ function ConfirmationStep({policyID, backTo, stepNames, startStepIndex}: Confirm
                         buttonRef={submitButton}
                         message={errorMessage}
                         isAlertVisible={!!errorMessage}
-                        isDisabled={isOffline}
+                        isDisabled={isOffline || shouldDisableSubmitButton}
+                        isMessageHtml={shouldDisableSubmitButton}
                         isLoading={issueNewCard?.isLoading}
                         onSubmit={() => setIsValidateCodeActionModalVisible(true)}
                         buttonText={translate('workspace.card.issueCard')}